Rewire Your Retirement Outlook

Mental Fitness in Retirement

Positive Intelligence Saboteurs

Retirement is often portrayed as the reward for decades of hard work—a time for freedom, fulfillment, and purpose. Yet many find themselves grappling with feelings of restlessness, loss of identity, or anxiety about the unknown. The culprit? Often, it's not external circumstances but internal saboteurs—those sneaky mental habits that derail our happiness.

Here's the empowering truth: You control how you experience this next chapter of life. Just like physical fitness strengthens your body, mental fitness can strengthen your mind. By building mental fitness, you can rewire your brain, break free from old patterns, and embrace retirement with clarity, resilience, and joy.

This concept comes from Shirzad Chamine and his groundbreaking work on Positive Intelligence, which identifies 10 universal saboteurs—mental patterns that undermine our well-being—including The Judge. This most critical voice constantly evaluates and finds fault with ourselves, others, and situations. Fortunately, his work also introduces the power of the Sage perspective, comprised of five key "Sage powers" like empathy, exploration, and creativity, to shift how we think and respond to life's challenges.

 What is Mental Fitness, and Why Does It Matter?

Mental fitness is the ability to respond to life's challenges with a calm, positive mindset rather than stress, fear, or frustration. Thanks to neuroplasticity, our brains can change at any age. That means it's never too late to train your mind for greater well-being and happiness.

 This ability matters even more as we age. Without intentional effort, our perspectives can narrow, our outlook can focus more on loss than possibility, and our mindset can become fixed. Retirement—when routines shift, roles evolve, and uncertainty creeps in—can amplify these challenges.

 But here's the opportunity: By learning to catch the saboteur hijack, practice self-command, and shift to the Sage perspective, you can unlock a new way of seeing and experiencing retirement.

Meet the Saboteurs: How They Steal Your Retirement Joy

Saboteurs, as identified in Positive Intelligence, are the automatic thought patterns that undermine your happiness and potential. The Judge sits at the center, constantly critiquing and finding fault. It's often supported by accomplices like:

  • The Avoider: You sidestep difficult tasks or emotions, telling yourself, "It's not worth the trouble." But avoidance only builds stress and unresolved issues.

  • The Hyper-Achiever: You still tie your self-worth to achievements. Instead of embracing retirement as a chance to be, you feel unfulfilled when you're not doing.

  • The Restless: You bounce between activities, are never fully satisfied, and always chase the "next thing." Sound familiar? "There must be something better."

  • The Pleaser: You focus on others' needs while ignoring your own. Over time, resentment builds, and your energy drains.

  • The Stickler: Perfectionism becomes your comfort zone—"If it's not done right, it's not worth doing"—but it robs you of joy in the process.

These voices feel automatic, but they don't have to be permanent. Awareness and practice can weaken their influence and open the door to new possibilities.

 The 3-Step Positive Intelligence Path to Mental Fitness

1. Catch the Saboteur Hijack

Awareness is your first line of defense. When you feel stress, frustration, or restlessness, pause and ask yourself: "Is this my saboteur talking?" Name it. By calling it out, you loosen its hold.

 2. Employ Self-Command 

Focus on the physical to shift out of the saboteur's grip. Take a deep breath, squeeze your fingertips, and wiggle your toes. Engaging your senses pulls you out of your thinking mind and resets your focus.

3. Shift to the Sage Perspective

The Sage perspective is where your wisdom, empathy, and creativity live. From this place, ask: 

   - What opportunity or gift might this situation hold? 

   - What's one small, meaningful step I can take right now?

By engaging your Sage powers—like empathy to better understand yourself, exploration to see new possibilities, and innovation to create bold solutions—you can reframe challenges and uncover opportunities. 

Why This Matters More Than Ever

The transition to retirement is a perfect storm of change—shifting roles, routines, and relationships. Without mental fitness, it's easy to let saboteurs dominate, pulling you into patterns of fear, scarcity, or disconnection.

 But when you strengthen your mental fitness, you gain:

- Resilience: You bounce back quicker when life throws you curveballs.

- Clarity: You see opportunities where others see roadblocks.

- Fulfillment: You focus on what you have and what's possible, not what's missing.

 Your happiness doesn't depend on perfect circumstances; it depends on how you interpret them. When you train your mind, you take back control.

 The Power is in Your Hands

Retirement isn't just about what happens to you. It's about how you choose to see it. The saboteurs in your mind may try to convince you otherwise, but here's the truth:

 You have the power to shape your experience. Building mental fitness creates a pathway to joy, purpose, and fulfillment—no matter your life stage.

 It's time to take charge, train your mind, and uncover the retirement happiness you deserve.

The way you see the world determines how you live in it. How will you choose to see yours?


Conflux Retirement Coaching is about merging the best of who you are with who you aspire to become. What is your outlook as you move into and through retirement? What would change if you strengthened your mindset so that your perspective more often found the positivity and the possibilities? As a Certified Positive Intelligence Coach, I can provide tools and pathways to move you in this direction. Reach out to learn more.

Wendy Leggett

I help individuals successfully transition from their careers to a fulfilling and purpose-driven retirement. Retirement is a well-earned and exciting next chapter, but for many, the thought of retirement brings up feelings of confusion, uncertainty, or stuckness. I don't want my clients to waste precious time as they attempt to sort it out. Through my interactive group programs and individualized focus sessions, I offer comprehensive tools, exercises and support. I share my background and skills gained through my 25+ years in Sales Leadership and certifications as a Certified Professional Coach (CPC, PCC), Mental Fitness (CPQC) and Certified Professional Retirement Coach (CPRC, CRLC). All of this comes together beautifully as we design your retirement roadmap, your plan for a retirement built on clarity, conviction, and commitment.

http://www.confluxretirementcoaching.com
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